Séverine Gualandi

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Séverine Gualandi

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How Real Estate Tax Benefits Help Build Long-Term Wealth

How Real Estate Tax Benefits Help Build Long-Term Wealth

Real estate investing is widely recognized as a powerful way to generate income and build long-term wealth. What often makes it especially effective is how favorably it is treated under the U.S. tax code. Beyond rental income and appreciation, real estate

Jan 27, 2026 | Purchasing a Home

Understanding Your Closing Disclosure: What to Review Before Closing

Understanding Your Closing Disclosure: What to Review Before Closing

The Closing Disclosure represents one of the most important documents in the mortgage process. This detailed statement outlines your final loan terms and itemizes every cost associated with closing. Understanding what this document contains and how to rev

Jan 22, 2026 | Purchasing a Home

What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers

What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers

A wraparound mortgage is a form of seller financing that allows a property to be sold while the seller keeps their existing mortgage in place. Understanding Wraparound Mortgages The buyer makes payments directly to the seller, who continues paying the ori

Jan 15, 2026 | Purchasing a Home

A Guide to Buying a Home in Retirement

A Guide to Buying a Home in Retirement

Retirement offers the opportunity to adjust your lifestyle and focus on long-term comfort. For many retirees, purchasing a new home is an important part of this transition. Establish Your Priorities Before starting your search, define your must-haves and

Jan 13, 2026 | Purchasing a Home

Home Warranty vs. Home Insurance: What's the Difference?

Home Warranty vs. Home Insurance: What's the Difference?

Now that you're a homeowner, you need to be prepared for home maintenance and life's unexpected events. Let's say that your water heater stops working and you wonder, "Do I call my insurance company or my home warranty provider?" as steam pours out of the

Jan 08, 2026 | Purchasing a Home

FHA Compensating Factors: Strengthening Your Loan Application

FHA Compensating Factors: Strengthening Your Loan Application

FHA loans provide accessible homeownership opportunities through lower down payment requirements and flexible credit standards. However, some applicants fall just short of standard qualification criteria. FHA compensating factors offer a solution by allow

Dec 30, 2025 | Purchasing a Home